We Walk Your Station
We review your vehicle list, portable equipment, roster, K-9s, and mutual-aid agreements in person before quoting anything.
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Organizations We Serve / Specialty Teams
Coverage For Teams Whose Exposures Fall Between Multiple Entities
Hazmat units, technical response teams, K9 search and rescue, and regional task forces operate across jurisdictions and outside standard classifications. That is exactly where coverage gaps appear.
Specialty Teams Served
Years of Specialty Focus
Average Claim Response
The Specialty Teams Practice
Where The Gaps Usually Are
Specialty teams tend to be assembled from several organizations, operate under mutual aid or task force agreements, and carry equipment that no single department owns outright. Each of those creates a question about whose policy responds. The exposure audit maps that before quoting, rather than after a claim.
K9 search and rescue coverage. Optional coverage is available for theft or death of a search and rescue dog from named perils when the dog is scheduled, with no deductible applied. Newly acquired search and rescue dogs are covered up to $10,000 for up to 30 days. This applies whether you run a training facility that also provides search and rescue operations, or you have contracted with an individual in your service for use of their trained dog.
Get a QuoteHow It Works
From First Call To Bound Program
Four steps, no surprises, and a plain-English comparison against your current coverage.
We Compare It Against What You Have
You receive a side-by-side comparison of your current coverage and ours, with gaps identified and exclusions clearly stated.
We Build The Program Around The Gaps
Coverage is assembled line by line for your organization rather than selected from a package tier.
We Stay On It After Binding
Claims, roster changes, new K-9s or search and rescue dogs, and member training are all handled by the same local team that wrote the policy.
What's Inside the Program
The Coverage, Without The Jargon
Every specialty team program needs three coverage groupings, written so the team leader, the host agency, and the task force coordinator can all feel confident with their protection.
Hazmat kits, detection equipment, USAR shoring tools, wildland engines and packs, tactical EMS bags, and team-specific specialized hardware are covered on replacement cost.
Why VFIS for Specialty Teams
The Specialty Difference
What you get that a standard carrier cannot offer: underwriters who already know the exposures, apparatus insured at a value you agree to up front, a local office instead of a call center, and training included, not sold separately.
- Every policy line is written for one kind of organization: fire, EMS, rescue, and 911. You are not explaining apparatus replacement cost or mutual-aid exposure to someone learning it on your renewal.
- Emergency vehicles can be covered on an agreed value basis, with the value set for each vehicle when the policy is written. That removes the depreciation argument from the claim.
- Two offices, in Little Rock and Claremore, staffed by people who answer their own extensions. After hours, calls that cannot wait go to a direct line.
- Departments we insure get access to VFIS University and to in-person instructor visits at no additional premium.
FAQs
Questions From Specialty Teams Leaders
The four questions chiefs, directors, and boards in specialty teams ask most before moving a program to VFIS.
Optional coverage is available for theft or death of a scheduled search and rescue dog from named perils, with no deductible. Newly acquired dogs are covered up to $10,000 for up to 30 days.
Ready When You Are
Bring The Specialty Difference To Your Fire Department
We invite you to reach out whenever you're ready to discuss how VFIS of Arkansas can support your organization's insurance and training needs. We understand your time is valuable, and we appreciate the opportunity to earn your business.