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You Provide You Roster
Critical Illness coverage is based on a roster you provide us.
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Insurance Programs / Cancer and Critical Illness
Cancer, Heart Attack, Stroke, And Kidney Failure, One Policy
A one-time lump sum paid to the member after diagnosis, on duty or off. It covers everyone on your roster, and the diagnosis does not need to be connected to a call.
- Covers conditions not addressed by traditional Accident and Sickness or Workers' Compensation policies
- Benefit is paid whether the member was on duty or not
- Covers all members of the organization, not a selected group
Cancer in the fire service often surfaces years after the exposure behind it, which makes it close to impossible to connect a diagnosis to any one call. This policy does not ask you to. The diagnosis itself is what the benefit is based on.
What's Inside Cancer + Critical Illness
The Coverage, Without The Jargon
Cancer in the fire service often surfaces years after the exposure behind it, which makes it close to impossible to connect a diagnosis to any one call. This policy does not ask you to. The diagnosis itself is what the benefit is based on.
Heart attack, stroke, kidney failure, and cancer.
Bundled With Cancer + Critical Illness
The Services That Come With It
Alongside your other coverage, this fills the Accident and Sickness gap, extends to heart and circulatory conditions, and puts the money in the member's hands.
Fills The Accident And Sickness Gap
Traditional Accident and Sickness and Workers' Compensation policies do not address these conditions. This is the coverage that does.
Get a QuoteBroader Heart And Circulatory Coverage
Heart attack, stroke, and kidney failure are covered on the same lump sum basis.
Get a QuoteMoney The Member Decides How To Use
The benefit is paid to the member, not to a provider, so it can cover income loss, travel to treatment, or household costs.
Get a QuoteExperienced Staff
When difficult times come along, explaining yourself to someone who doesn’t understand emergency services is tough. We only work with emergency services and we use our over 40 years of experience to make this difficult time easier.
Get a QuoteOur Easy Process
From First Call To Bound Coverage
Four steps, no surprises, and a plain-English comparison against whatever you carry now.
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We Prepare A Quote
We prepare a quote based on your roster with different coverage limits.
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We Present The Quote
We can present to management or at a board meeting and cover all the details of the policy
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We Stay On It After Binding
Claims, roster changes, and questions are handled by the same local team that wrote the policy.
Why Cancer + Critical Illness With VFIS
The Specialty Difference
Cancer is a top concern for all fire service leaders… And rightfully so. Knowing this, our team members set out in 2018 to assist insurance and fire industry professionals in Georgia and New York with state-specific legislation that requires fire departments to have Cancer Coverage for their members and then created products to meet each state's unique laws and goals.
Since then, we've done the same in multiple states and hope to continue to join other similar grassroots efforts across the country.
Get a QuoteFAQs
Questions About Cancer + Critical Illness
The four questions chiefs and boards ask most before binding Cancer + Critical Illness or adding it to an existing VFIS account.
No. Participation in a covered activity is not required. Diagnosis of a covered condition triggers the benefit.
Ready When You Are
Bring The Specialty Difference To Your Fire Department
We invite you to reach out whenever you're ready to discuss how VFIS of Arkansas can support your organization's insurance and training needs. We understand your time is valuable, and we appreciate the opportunity to earn your business.