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You Provide Your Roster
Group Term Life coverage is based on a roster you provide us.
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Insurance Programs / Group Term Life
Life Coverage That Applies Whether The Member Was On A Call Or At Home
On and off-duty coverage for volunteers, career members, retirees, auxiliary members, administration, and board members. No medical questions to qualify, from age 14 up.
- 24-hour on and off-duty coverage
- Guaranteed issue from age 14
- Volunteers, career members, retirees, auxiliary, administration, and boards
- Optional burial, rehabilitation, and dismemberment benefits
Heart attacks in the fire service often happen within hours of leaving a scene, once a member is already off duty. Coverage that stops at the end of a call would not reach them. This applies 24 hours a day, on duty or off.
What's Inside Group Term Life
The Coverage, Without The Jargon
Heart attacks in the fire service often happen within hours of leaving a scene, once a member is already off duty. Coverage that stops at the end of a call would not reach them. This applies 24 hours a day, on duty or off.
24-hour, on and off duty.
Bundled With Group Term Life
The Services That Come With It
Optional benefits include a burial and cremation benefit, a rehabilitation benefit, an accidental burn and disfigurement benefit, and activity accidental death and dismemberment.
Burial And Cremation Benefit
An optional benefit that can be added to the base group term life program.
Get a QuoteRehabilitation Benefit
An optional benefit that can be added to the base group term life program.
Get a QuoteAccidental Burn And Disfigurement Benefit
An optional benefit that can be added to the base group term life program.
Get a QuoteActivity Accidental Death And Dismemberment
Additional coverage in the event of death or disfigurement while participating in a covered activity.
Get a QuoteHow It Works
From First Call To Bound Policy
Four steps, no surprises, and a plain-English comparison against whatever you carry now.
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We Prepare A Quote
We prepare a quote based on your roster with different coverage limits.
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We Present The Quote
We can present to management or at a board meeting and cover all the details of the policy.
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We Stay On It After Binding
Claims, roster changes, and questions are handled by the same local team that wrote the policy.
Why Group Term Life With VFIS
The Specialty Difference
Statistics show that only 6 in 10 Americans have life insurance and nearly half of them have insufficient coverage to address the financial needs of their family. VFIS of Arkansas can help. We offer Group Term Life Policies your organization can purchase as a benefit for your employees and/or volunteers. This is a cost effective way to retain and recruit members as well as help to provide a meaningful benefit to their family in the event of a tragedy.
VFIS is proud to have pioneered specialized insurance protections for America’s emergency service organizations over fifty years ago and to remain the world’s leading provider by insuring more emergency service organizations throughout North America than anyone else. But, more importantly, we’re proud of our continued dedication to the emergency services community, including offering specialized training and resources, advocating for their best interests and being there for them, dependably, like they are for others.
Get a QuoteFAQs
Questions About Group Term Life
The four questions chiefs and boards ask most before binding Group Term Life or adding it to an existing VFIS account.
No. Coverage is guaranteed issue for ages 14 and up, with no medical questions to qualify.
Ready When You Are
Bring The Specialty Difference To Your Fire Department
We invite you to reach out whenever you're ready to discuss how VFIS of Arkansas can support your organization's insurance and training needs. We understand your time is valuable, and we appreciate the opportunity to earn your business.