We Walk Your Station
We review your apparatus list, portable equipment, roster, and mutual-aid agreements in person before quoting anything.
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Organizations We Serve / Search And Rescue Squads
Coverage For Teams That Work Where Standard Policies Stop
Water, swift-water, technical, and heavy rescue operations carry equipment and exposures that a commercial policy was never written to price. Rescue squads are named in the VFIS program alongside fire departments, EMS agencies, and 911 centers.
Search and Rescue Squads Served
Years of Specialty Focus
Average Claim Response
The Search And Rescue Squads Practice
What Changes When The Mission Is Rescue
Rescue work concentrates risk in two places: specialized equipment that is expensive and portable, and operations that put members in high-consequence environments. Portable equipment coverage applies without a per-item limit at the station, at a scene, or in transit. Operational liability coverage protects those split-second decisions that could mean life or death.
Members are covered across every class a rescue squad typically carries: volunteers, paid-on-call, part-time paid members, junior members, members in training, auxiliary members, and non-members asked by the organization to assist during an emergency.
Get a QuoteHow It Works
From First Call To Bound Program
Four steps, no surprises, and a plain-English comparison against whatever you carry now.
We Compare It Against What You Have
You get a side-by-side of your current coverage and ours, with the gaps named and the exclusions written out.
We Build The Program Around The Gaps
Coverage is assembled line by line for your organization, not selected from a package tier.
We Stay On It After Binding
Claims, roster changes, new apparatus, and member training are handled by the same local team that wrote the policy.
What's Inside the Program
The Coverage, Without The Jargon
Every rescue squad should have three coverage programs, written so the squad leader, the equipment officer, and the trustees can all read the same page.
Boats, motors, ropes, dive tanks, regulators, hazmat kits, thermal imagers, and technical-rescue hardware are scheduled by serial number on agreed value. Equipment-in-transit is written for mutual-aid deployment, including out-of-county and out-of-state mobilizations.
Why VFIS for Search And Rescue Squads
The Specialty Difference
What you get that a standard carrier cannot offer: underwriters who already know the exposures, apparatus insured at a value you agree to up front, a local office instead of a call center, and training included, not sold separately.
- Every policy line is written for one kind of organization: fire, EMS, rescue, and 911. You are not explaining apparatus replacement cost or mutual-aid exposure to someone learning it on your renewal.
- Emergency vehicles can be covered on an agreed value basis, with the value set for each vehicle when the policy is written. That removes the depreciation argument from the claim.
- Two offices, in Little Rock and Claremore, staffed by people who answer their own extensions. After hours, calls that cannot wait go to a direct line.
- Departments we insure get access to VFIS University and to in-person instructor visits at no additional premium.
FAQs
Questions From Search And Rescue Squads Leaders
The four questions chiefs, directors, and boards in search and rescue squads ask most before moving a program to VFIS.
Yes. Portable equipment is covered on a blanket basis without a per-item limit, at the station, at an emergency scene, or anywhere in between.
Ready When You Are
Bring The Specialty Difference To Your Fire Department
We invite you to reach out whenever you're ready to discuss how VFIS of Arkansas can support your organization's insurance and training needs. We understand your time is valuable, and we appreciate the opportunity to earn your business.